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December 2022

Sykora and Zavitz Video Update

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Beware of Travel Scams

If you are planning a holiday, it is wise to be aware of the six most common travel scams you might encounter on your journey. Travel scams vary from country to country, but a few scams are commonly found almost everywhere.

We have put together a list to help you stay safe during your adventure.

Taxis - Unethical taxi drivers often illegally adjust the meter which results in exorbitant fees for the traveler. To avoid this, ask hotel or restaurant staff to call you a taxi from a reputable company. You can also opt to use an app like Uber to find local rides for fixed costs that you know in advance.

Rentals - Travellers who have rented scooters, jet skis or bikes have reported returning them to angry proprietors accusing them of damage and...

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The Ravages of Alzheimer’s

The Baby Boomers have become known as the sandwich generation as they are wedged between the dependency needs of aging parents and the needs of their children. Those hit the hardest have been the families ravaged by the onset of dementia or Alzheimer’s disease. Baby Boomers now find themselves reaching the age when the disease is more likely to strike. Very few are prepared for the emotional and financial toll this degenerative disease can take.

Most everyone has been touched by it or knows someone who has. Nothing can ever prepare us for the emotional ordeal when it strikes someone close to us. Very few people are prepared for the financial burden of extended care for Alzheimer’s victims.

Dementia generally starts out...

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Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Please read the prospectus of the mutual funds in which you invest. The information in this email newsletter is general information only and is not intended to constitute specific legal, accounting, financial or tax advice for any individual. Mutual funds, and/or exempt market products and/or exchange traded funds are offered through Investia Financial Services Inc. (Investia).

Zavitz and Sykora Financial Strategies
271 Merritt Street Unit #3, St. Catharines, ON L2T 1K1
Ph: (905) 227-7479