Time is one of those daily realities that we usually take for granted. But when it comes to building wealth and managing investments, it is tremendously important. How you view, manage, and interact with "time" will deeply impact your financial success more than any other variable that you personally control.

The ability to think about the future - and emotionally relate to how present-day decisions impact distant financial successes - is an important skill to cultivate. Canadian sociologist, academic and consultant, Elliott Jacques, the originator of the concept of "just-in-time" manufacturing processes, wrote extensively about this concept - which he referred to...

"At this point last January, I was determined to change my relationship with money forever," says Daniel. This is a New Year’s resolution he shared with 69% of Canadians last year¹. However, unlike most others, Daniel has been able to stick with his promise to get control of his financial life. "I’d say 100% of my success comes down to working with a financial advisor who offered me a powerful way to get started and keep going."

Daniel was wise to begin his journey under the expert guidance of a financial advisor who took the time to understand his long and short-term goals.

"Without that guidance," says Daniel, "I would have given up in the...

If you’re in your 50s, and thinking about your financial future makes you anxious, you’re not alone. 70% of Canadians are worried they won’t have enough money to retire¹. While you can’t go back in time to save more or spend less, it’s not too late to get started.

Even if you’ve been saving diligently, your 50s are a good time to assess where things are at. Financial choices you make today could have a big impact on where you are ten years from now.

Here are some helpful tips for you to consider:

Create (or revise) a plan

Even if you already have a budget and...