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New Year. Fresh Start.
With the holidays behind us, and the credit card bills arriving as testimony to your celebrations, perhaps now is a good time to reflect upon some potential Resolutions for the coming year.
Goal setting is best done when goals resonate with your life plan! You need to be specific about what, when, where and who is involved in achieving the goal. The goal must also have an emotional component to it to motivate you to get the result you want.
The lack of an emotional component is likely why many people join a gym in the New Year only to see their efforts...
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Five Common RRSP Mistakes
The following are relatively common mistakes that Canadians make annually when contributing to their Registered Retirement Savings Plans.
1. Reporting RRSP contributions based on a calendar year.
While your taxes are based on a calendar year, the reporting of your RRSP contributions extends 60 days into the New Year. Imagine, for RRSP purposes, that you have your own fiscal year that begins in early March or 60 days after January 1. RRSP receipts for the first 60 days of 2020 should be...
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The Three Levels of Retirement Resources
A survey conducted by a big bank some years ago* revealed that over 30% of Canadians were hoping for a lottery win to help fund their retirement. This raises the question, "If you were to paint a picture of your retirement, what would it look like?" Many would let dreams take over and envision lots of travel, a vacation home in an exotic location, spoiling their grandchildren, perhaps several year-long world cruises.
It is very important to have a goal in mind. You should also consider the different levels of resources required to make your retirement...
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Don’t be pushed around by the fears in your mind. Be led by the dreams in your heart.
Roy T. Bennett
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| Mutual Funds are provided by Equity Associates Inc., a Mutual Fund Dealer. All other products sold other than mutual funds are not supervised or the responsibility of Equity Associates Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Please read the prospectus of the mutual funds in which you invest. The information in this email newsletter is general information only and is not intended to constitute specific legal, accounting, financial or tax advice for any individual. The opinions expressed are those of the advisor and do not necessarily reflect those of Equity Associates Inc. |
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Prime Wealth Financial Services
339 Wellington Rd, Suite 240 - London, ON N6C 5Z9
Ph: (519) 438-8838
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