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May 2020 Book a Meeting Client Login
 
 
What Comes Next?
 
 

With Canada and many other countries practicing physical distancing or participating in complete lockdowns because of the COVID-19 virus, thoughts are turning to what the world may look like after the restrictions have been lifted.

Many people are expressing a desire for life to return to how it was before the arrival of this public health emergency. However, it is likely that some aspects of our lives will have been irrevocably changed because of COVID-19.

Now that governments...

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Investing Smart During Uncertain Times
 
 

Warren Buffett has a classic rule when it comes to market volatility:

"Be fearful when others are greedy and greedy when others are fearful".

Investor anxiety normally tends to rise in step with market volatility because most people are concerned about trying to pick the best time to buy or sell. For instance, making investment decisions would be infinitely easier if there was complete certainty about when markets were headed for a bear market or a correction.

Because so many different factors simultaneously...

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Yes, Trudy, there are death taxes in Canada
 
 

Ottawa dropped Estate Taxes over forty years ago. All the provinces did away with Succession Duties by 1985. We thought that was the end of taxes arising at death. We were wrong.

Ask yourself these questions:
  • Do you have an interest in a pension plan, or an RSP?
  • Do you own property on which you’ve been claiming depreciation?
  • Do you own anything that has increased in value since you acquired it?
  • Do you own an interest in a business?
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It’s hard to beat a person who never gives up.
 
George Herman Ruth
 
Segregated Funds are administered by Canadian insurance companies in the form of individual, variable life insurance contracts offering certain guarantees to the contract holder. A description of the key features of the individual variable insurance contract is contained in the information folder. Subject to any applicable death and maturity guarantee, any amount that is allocated to a segregated fund is invested at the risk of the contract holder and may increase or decrease in value.