February 2026

Getting Serious About Savings & Investing

Got 10 minutes?

Two weeks ago, we sent out an EMAIL BLAST to our clients. We’ve been following up by phone (10 minutes max) so perhaps you’ve already spoken or heard a message from either Wayne or Jonny.

Things to Remember

  • MARCH 2ND, 2026 – Deadline for 2025 RRSP contributions
    • Up to 18% of previous year’s earned income to a maximum of $33,810
  • TFSA – CONTRIBUTION LIMIT PER YEAR: $7,000
  • RRSPs vs TFSA – 10 minutes to understanding the difference.
  • MORTGAGE INSURANCE – Learn about the Pitfalls of purchasing your mortgage insurance where you get your mortgage – you’ll be SHOCKED!

GIVE US A CALL…705-739-8802 OR 1-888-791-4445

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We are now well into 2026 and your New Year’s Resolution about managing your money better may have already been forgotten. As the late Sir John Templeton famously stated, the best time to invest is when you have money! The challenge for most people – with many people just struggling to make ends meet – is just getting started.

You can begin with a basic monthly contribution to your RRSP or TFSA to get into the savings habit. The younger you are, the better, but it...

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Get It When You Can

You know, we often hear those sad stories: a family loses everything in a house fire, and they didn’t have fire insurance. It’s easy to think, "That could never happen to me,” but the truth is, disasters don’t pick favorites. Insurance isn’t about expecting the worst – it’s a smart, affordable way to protect yourself from financial ruin when life throws curveballs.

But getting insurance isn’t always guaranteed. Just like you couldn’t buy...

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Government Benefits Can Boost Retirement Income

You might be surprised to learn that every year, thousands of Canadian seniors miss out on government benefits they’re entitled to–sometimes worth thousands of dollars a year.

According to recent reports from Service Canada, more than 100,000 older Canadians still aren’t receiving full benefits from programs like the Canada Pension Plan (CPP), Old Age Security (OAS), and the...

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The best preparation for tomorrow is doing your best today.

H. Jackson Brown Jr.

The comments contained herein are a general discussion of certain issues intended as general information only and should not be relied upon as tax or legal advice. Please obtain independent professional advice, in the context of your particular circumstances. This newsletter was written, designed, and produced by AdvisorNet Communications Inc., for the benefit of Wayne Hissa, Investment Funds Advisor with Investia Financial Services Inc., and does not necessarily reflect the opinion of Investia Financial Services Inc. The information contained in this newsletter comes from sources we believe reliable, but we cannot guarantee its accuracy or reliability. The opinions expressed are based on an analysis and interpretation dating from the date of publication and are subject to change without notice. Furthermore, they do not constitute an offer or solicitation to buy or sell any securities. Mutual Funds are offered through Investia Financial Services Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.

 

Investia Financial Services

Prime Time Financial Inc.
22 Cynthia Court, Barrie, ON L4M 2X4
Ph: (888) 791-4445