As you know, I am continually trying to add more value to the services I provide as a Financial Planner.
To this end, I would like to introduce you to my new e-Newsletter. My hope is that each issue will contain topics of interest to you.
In addition, the links at the bottom will give you quick access to other areas of ongoing interest.
If you have any thoughts about my e-newsletter, just reply to this email to contact our office.
Kevin Peyson
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Active vs. Passive Investing: Your Best Bet
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The debate between active and passive investing has been going on for decades–and for good reason. Both approaches have their strengths, but choosing the right one can make a big difference in whether you simply meet your goals or exceed them.
Why You’re Investing in the First Place
Most people invest with two goals in mind: protect what they have and grow their wealth. If your goal is to retire comfortably, you might be aiming for something like $50,000 a year in income. That typically requires close to a $1 million portfolio generating around 5% annually. The problem? Many Canadians aren’t even close–average RRSP balances are about $60,000, and even many Boomers have just over $100,000 in liquid savings.
So, playing it too safe–say, sticking with GICs–might keep your money secure, but it likely won’t grow...
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Why Everyone Needs an Estate Plan
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Ralph had always worked hard for what he owned. But after watching friends and acquaintances struggle with messy estates, he realized that without a proper plan, everything he’d built could be left in chaos.
Take Vivian, for example. She remarried and decided to save money by using a do-it-yourself will kit. Unfortunately, she overlooked obligations from her late husband’s will. Untangling the mess took years and cost thousands in legal fees. Worse, her heirs had to pay taxes on income they never even saw because her assets were tied up in trust.
Then there was James, a farmer whose land was eventually annexed by a growing town. When he died without a will, it took nearly a decade to settle things–stalling both his estate and the community’s...
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Don’t judge each day by the harvest you reap but by the seeds that you plant.
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Robert Louis Stevenson
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Commissions, trailing commissions, management fees and expenses all may be associated with segregated fund investments. Market performance of segregated funds is not guaranteed, their values change frequently and past performance may not be repeated. Please read the prospectus of the segregated funds in which you invest. The information in this email newsletter is general information only and is not intended to constitute specific legal, accounting, financial or tax advice for any individual.
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Peyson Insurance Services Inc.
3617A Pasqua St, Regina, SK
S4S 6W8
Ph: (306) 352-6712
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