Pay Yourself First for Financial Success
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A fire breaks out in a movie theatre. You’re there with your spouse and children, as are several local merchants. Who do you save first? The butcher? The banker? The hardware store owner? Their families? Or your family and yourself?
A ridiculous question. Of course, you would save your family and yourself first. Then why don’t we use the same principles with our money? All too often the butcher, the banker and the hardware store owner get paid first and little or...
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Imagine the following scenario for a moment. You and your partner have opened a business and are feeling extremely confident about your current success.
Your primary competition across the street cannot keep up after one of their co-owners passes away, eventually closing down. Their entire customer base eventually comes your way, and business has never been better. This might be a positive scenario strictly as...
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The Pay Yourself Retirement Spending Plan
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One of the biggest adjustments in retirement is losing the regular paycheque you’ve had your whole working life. Suddenly, money isn’t flowing in like clockwork–and that can feel unsettling. But you can recreate that stability with the "Pay Yourself" rule of retirement spending. And no, it doesn’t require any complicated plan.
The idea is simple: set up an automatic deposit into your chequing account so it feels just like payday. With predictable income arriving each month, it becomes much easier to plan ahead and enjoy your retirement without constantly worrying...
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One can choose to go back toward safety or forward toward growth. Growth must be chosen again and again; fear must be overcome again and again.
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Commissions, trailing commissions, management fees and expenses all may be associated with segregated fund investments. Segregated funds are not guaranteed, their values change frequently and past performance may not be repeated. Please read the prospectus of the segregated funds in which you invest. The information in this email newsletter is general information only and is not intended to constitute specific legal, accounting, financial or tax advice for any individual.
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The Heritage Group - Steve Maciesza Riverbend Road, London, ON N6K 0J9
Ph:(519) 690-1113
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