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November 2021 Book a Meeting
 
 
Healthy, Wealthy and Wise

According to the Financial Consumer Agency of Canada1, good health is determined by mental, physical, and financial wellness. In other words: mind, body, and money. Physical and mental health makes sense, but what is financial wellness?

Financial wellness doesn’t necessarily mean you have millions of dollars invested, although you’ve achieved an admirable goal if you do. While it’s not about the balance in your savings account, financial wellness means you’re feeling good about the relationship you...

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Financial Advice for New and Expecting Parents

Whether you’re expecting a child, planning to have one soon or have just become a new parent, you’re about to embark on one of the most rewarding journeys that life has to offer. It’s also one of the most expensive: an average of $12,500 per year until age 18.1. That’s $225,000 per child, and it doesn’t include the cost of post-secondary education. Planning for this is one way to be the best parent you can be.

Positioning your child, family and your future for success isn’t as daunting as you’d think, but now is the time to do it. Babies are...

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Optimizing Your RRIF

Registered Retirement Income Funds (RRIFs) are one method of drawing an income from Registered Retirement Savings Plans (RRSPs) in retirement. There are a few things to consider to get the best value from your retirement savings with RRIFs.

For many Canadians, RRSP savings will be the major source of their retirement income. The main concern for most is the risk of outliving their money. Another priority for many retirees is minimizing income taxes.

The minimum income that needs to be drawn from a RRIF increases each year. Any funds left in the account will...

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Mutual Funds are provided by Equity Associates Inc., a Mutual Fund Dealer. All other products sold other than mutual funds are not supervised or the responsibility of Equity Associates Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Please read the prospectus of the mutual funds in which you invest. The information in this email newsletter is general information only and is not intended to constitute specific legal, accounting, financial or tax advice for any individual. The opinions expressed are those of the advisor and do not necessarily reflect those of Equity Associates Inc.
 
Better Financial
#230 - 339 Wellington Rd. - London, ON N6C 5Z9
Ph: (519) 438-1889
 
 
What would you do if you weren’t afraid.
 
Spencer Johnson