May 2017 Book a Meeting
 
 
Principal Residence Exemption Rule Changes

The new October 2016 Federal Government Principal Residence Exemption (PRE) rules are causing many Canadians to review and revise existing Wills and Estate Planning strategies according to STEP (The Society of Trust and Estate Planners).

To track the capital gains that foreign buyers have been avoiding on the purchase and sale of Canadian residential real estate, the new federal rules have created complications for many Canadians who use Trusts and Qualified Disability Trusts (QDTs) as part of their Legacy planning strategies. (The following points are just some highlights...

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Critical Tips for Avoiding Identity Theft

No one wants to think about having their identity stolen or experiencing a theft of their finances. It is unpleasant, distasteful, and often feels like the type of thing that happens to other people, not to ourselves. The sad truth is that, every single year, identity theft crimes result in billions of dollars lost by individuals just like you. Unfortunately, those numbers are expected to continue rising in the future.

The good news is that there are effective actions you can take every day that will greatly minimize your risk of being exposed to identity theft or financial crime. By taking a few minutes to review these tips, you might save yourself unimaginable stress and potentially years of work trying to...



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Long-Term Care Solutions

There is a common misconception that, if left unaddressed, can having a devastating effect an individual’s long-term financial well-being. It is the belief that long-term care costs are fully covered by provincial health care plans if you or a loved one ever need this special type of care. Unfortunately, this is simply not the case. While programs do exist to cover some needs like these, most the burden of long-term care costs usually fall to the individual or their family members.

Consider a scenario in which an older, retired couple is living happily until one develops an illness or mental impairment. The need for long-term care is immediate, but the couple does not have any extra funds available to pay for new, unexpected expenses...



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Life is what happens to you while you’re busy making other plans.
John Lennon
 
Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Please read the prospectus of the mutual funds in which you invest. The information in this email newsletter is general information only and is not intended to constitute specific legal, accounting, financial or tax advice for any individual.
 
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318 Main Street - Fredericton, NB E3A 1E5
Ph: (506) 474-0010