June 2018 Book a Meeting
 
 
De-Dollarization and You - Part 2

The US has been Canada’s largest trading partner for decades, so our economy is closely tied to the fortunes of our southern neighbor.

In addition, because the US economy is still currently the largest in the world, whenever an investor implements or revises a financial strategy, it is always important to consider how US Government policies affect the Canadian economy in positive and negative ways...

The Trump temper tantrums and ongoing daily Twitter bleats have caused the U.S. Presidency - a symbol of global power and stewardship of global affairs...

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Avoid Financial Failure: Set Goals

Recent studies have shown that as many as 60% of Canadians will not have saved enough money in order to adequately provide for their retirement.

The problem for most people is not that they plan to fail, they simply failed to plan, adequately. And, while many may have been conscientiously saving towards retirement, somewhere along the line they lost sight of their target. Either the target never existed or it was never very clear in their sights. Without a target, they can’t possibly know where or how high to aim. So, is it any wonder that most people won’t hit their target?

If it is to be, it is up to Thee

This is not only true of retirement aspirations...



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Avoid the Boomer-Widow Financial Syndrome

It is seldom planned or wished for, but it is a reality and something that requires discussion - the illness and/or death of a spouse or partner.

As the so-called Baby Boomer generation ages, there is a marked increase in widows suddenly left with financial situations that they do not fully understand. There are others who are forced to financially self-educate while providing quality of care for a partner that previously, and perhaps solely, took care of that role.

Over the years, many women have become more financially savvy. In fact, they have increased their involvement in household financial matters by one-third over the past 10 years. But even with these gains, nearly half of married women leave...



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I finally know what distinguishes man from other beasts: financial worries.
Jules Renard
 
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Richard H. Financial Corp.
509 - 70 Ave. SW - Calgary, AB T2V 0P5
Ph: (403) 212-2099