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September 2020

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How Now Horatio Alger?
 

Horatio Alger* was an American writer of novels about impoverished boys rising from humble backgrounds to middle-class security and comfort through hard work, determination, courage and honesty. His writings were characterized by the "rags-to-riches" narrative, which continues to have a formative effect on many entrepreneurs today.

The "rags -to-riches" theme is part of the North American consciousness that helps attract people from around the world to seek their fortunes and success. It is also a tied to the idea of free markets as the driver of American pre-eminence...

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History is a Good Teacher

Like many young adults, Lindsay took what her parents had to say with a grain of salt when it came to money. A new college graduate with an entry-level job, she was more interested in spending her paycheques than saving them. Saving was for later, she thought. Life was for living. When her father raised an eyebrow or offered advice, she brushed him off.

Then came the financial collapse of 2008. Lindsay lost her job and moved back into her parents’ basement, regretting immediately almost every dollar she had blown.

As the economy slowly recovered over the next couple of years, Lindsay found a new...

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Empty Nests and New Beginnings

The term ’empty nest’ evokes different feelings for everyone. It may have happened way too fast or maybe it took far too long, but with all your children almost grown and out of the house, a new phase of your life is about to begin.

As with every stage of your journey, finances will play a key role in what’s possible for you during your empty nest phase. By fine-tuning your current financial strategy and looking ahead at future challenges, you will be better positioned to achieve the success you deserve.

Retirement Savings

If you already have retirement savings in place...

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The whole secret of a successful life is to find out what is one’s destiny to do, and then do it.
Henry Ford

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Please read the prospectus of the mutual funds in which you invest. The information in this email newsletter is general information only and is not intended to constitute specific legal, accounting, financial or tax advice for any individual.
 
Goddard Financial
Suite 272 339 50th Avenue S.E. - Calgary, AB T2G 2B3
Ph: (403) 258-1216