Over the past several weeks, provinces across Canada have relaxed social distancing rules and begun the process of "re-opening" for business.

Looking back over the past three months, while there have been many moments of stress and anxiety, there have also been moments to be thankful. What is there to be thankful about?

First, we can be thankful for all the frontline workers (doctors, nurses, grocery clerks, etc.,) who stood tall and brave when we needed them most to keep Canada running during this unprecedented COVID-19 pandemic. And to...

If any good can come from an economic downturn it is that people are forced to think more seriously about their financial success strategy.

Many people affected by the economic damage wrought by the recent COVID-19 pandemic will change their financial habits by cutting back on spending, reducing debt and increasing their savings. But, for many other Canadians, life will likely continue as usual where the pursuit of an optimal life style now overshadow concerns about future financial security.

It’s not uncommon for successful people in their 30s and 40s to conduct their financial lives under the impression that...

If you apply on your 60th birthday, you’ll get about 30% less of the age 65 monthly pension. But, if you wait until you’re 70, you’ll get about 40% more. Should you hold out for the higher income, or start early?

Start early and you’re sure to get it. If you wait, and die before it starts, the income you could have had is lost...

Start early and you’ll get more. Every year you postpone it means twelve payments that you will never get. This is money you could be saving and investing. Your investments probably could produce far more than you might gain by postponing the start of your CPP income. Early CPP payments can augment your RRSP. If you don’t need...