When creating a strategy for long-term financial success, there are many different factors that must always be considered. One of the most talked about factors - but often the least important over the long term - is the concept of market volatility.

During times of economic expansion investment prices tend to rise over a period of several years followed by a brief period of time when investment prices retreat.

So when examining investment market fluctuations, it is important to remember the...

Most of us take for granted that we will be able to get out of bed every morning and go to work to earn a living. We base all of our financial plans on this seemingly obvious concept.

Our most valuable asset is the ability to earn an income. Unfortunately, it is also one of the most vulnerable and most of the undesirable things that can affect it are beyond our control.

You have life insurance, a medical and dental plan, and full coverage on your house, cottage and vehicles. But have you secured your most valuable asset against the greatest risk? The threat of a disability is greater than the other risks you routinely cover. Look at the...

The Baby Boomers are making history as the largest retirement migration ever seen. However, it’s their parents who hold the most massive accumulation of wealth which is now being transfered to future generations. Estimated to be well in excess of a trillion dollars, the traditional rules of inheritance are changing.

More than half of Baby Boomers are expecting to share in this great wealth transfer, either through inheritance or while their parents are still alive. They, in turn, will need to consider whether they will hold on to it and pass it at their death, or give it to their kids while they are alive.

It is critical to determine, first, that you ...