The Trap of Past Performance
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Have you ever known a friend who bought an investment just because it had a massive run-up the year before? It is a completely natural human instinct. We are hardwired to look for patterns and gravitate toward what feels successful. If a specific investment just posted a large annual return, it feels incredibly reassuring to put our money there.
But in the investing world, relying on what feels immediately safe is often one of the riskiest moves you can make. It is the financial equivalent of trying to...
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Starting Out on the Right Track
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A wedding day can be a springboard into many new and exciting adventures. With all the excitement leading up to the big day, the new couple routinely focuses so much energy on planning the event that they seldom spend any time discussing other important life issues – like developing a sound financial strategy for the future.
As couples embark on a new life journey together, it is important to take time to discuss life goals, hopes and dreams and then commit to incorporating each element into an overall...
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Bridging Retirement Income Gaps
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What happens if you retire before you’re officially "supposed” to? Whether you’ve decided to "hang up your boots” early or life "threw you a curveball”, retiring before age 60 or 65 could leave a bit of an income gap. That’s because you can’t fully tap into the Canada Pension Plan (CPP) until you’re at least 60, and Old Age Security (OAS) doesn’t kick in until 65.
So, how do you pay the bills during those bridge years without surrendering a fortune to...
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You are unique. Your financial plan should be too.
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Commissions, trailing commissions, management fees and expenses all may be associated with segregated fund investments. Market performance of segregated funds is not guaranteed, their values change frequently, and past performance may not be repeated. Please read the prospectus of the segregated funds in which you invest. The information in this email newsletter is general information only and is not intended to constitute specific legal, accounting, financial or tax advice for any individual.
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Flann Financial Group
#300 - 9440 202 St, Langley, BC V1M 4A6
Ph:(604) 881-1200
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