Portfolio Strategies Conference in Niagara Falls

This Newsletter is set to be delivered on September 15th, when we’ll be at our Annual Conference in Niagara Falls, Ontario. We’ve been through this part of Canada before but never stayed in the area for more than part of a day. I’m excited to get back there and spend a few days near The Falls. I’m also excited about the conference.

Portfolio Strategies does an excellent job of getting advisors from across the country together every September. As we were founded in Calgary and have a lot of advisors across Alberta and British Columbia, these conferences are usually in...

The Adolescent Years: Are You Ready?

Have you ever thought about setting aside a little extra cash specifically for your child’s teenage years? If you’ve got a child rapidly approaching middle school, you might want to start planning. Let’s be real: adolescence is famously a rollercoaster time.

It’s not just the sudden surge of hormones, the eyerolls, and the emotional drama that make it turbulent. It’s also the massive wave of new expenses that...

The Income Tax Bond

Meet Dan and Susan. At 65 and 63, they’re finally ready to kick back, relax, and enjoy a well-deserved retirement. They’ve played their financial cards right: their house is completely paid off, and they’ve managed to stash away a healthy $500,000 in their RRSPs. Like most parents, their ultimate goal is to leave as much of that nest egg as possible to their two kids.

They already know that their home will pass to their children tax-free, which is fantastic news. But they’ve also realized that their...