Merry Christmas & Happy New Year!!!

While it really hasn't been a cold winter here in Calgary yet, it's beginning to feel a lot like Christmas. We are really getting excited for the Holidays! Christmas is a pretty big deal in our house. We like to take our Winter Holidays when our girls are off school so we can get lots of time in with them.

The girls are a lot older now, but they seem to still like spending time with us! Obviously, we need to cherish that. We are going to be in the office up until...

RDSP Offers a Bonus

You may have heard of the Registered Disability Savings Plan (RDSP) – one of the best financial tools available for Canadians who qualify for the Disability Tax Credit (DTC). Since its launch in 2008, the RDSP has helped thousands of people with disabilities save and grow their money with significant government support.

An RDSP is a special registered plan where you contribute after-tax dollars, and the investments grow tax-deferred. You can contribute up to $200,000 in your lifetime. Your contributions come out tax-free, while any investment growth and government funds are taxable...

Don’t Bank on an Inheritance

Many Baby Boomers have pinned their hopes on an inheritance to solve their financial challenges. Media reports often highlight the anticipated $1 trillion expected to transfer between generations over the next 10-15 years.

A recent HSBC report from March 2024 reveals that 39% of working and recently retired individuals are counting on some form of inheritance, with a median value of approximately $77,000.

However, relying on an inheritance can be...