December 2025

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Wishing You a Wonderful Holiday Season

From all of us at Carruthers Walker Financial, we're sending you and your family our warmest holiday wishes!


Thanks for being part of our community this year — working with you is one of...

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RDSP Offers a Bonus

You may have heard of the Registered Disability Savings Plan (RDSP) – one of the best financial tools available for Canadians who qualify for the Disability Tax Credit (DTC). Since its launch in 2008, the RDSP has helped thousands of people with disabilities save and grow their money with significant government support.

An RDSP is a special registered plan where you contribute after-tax dollars, and the investments grow tax-deferred. You can contribute up to $200,000 in your lifetime. Your contributions come out tax-free, while any investment growth and government funds are taxable...

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Don’t Bank on an Inheritance

Many Baby Boomers have pinned their hopes on an inheritance to solve their financial challenges. Media reports often highlight the anticipated $1 trillion expected to transfer between generations over the next 10-15 years.

A recent HSBC report from March 2024 reveals that 39% of working and recently retired individuals are counting on some form of inheritance, with a median value of approximately $77,000.

However, relying on an inheritance can be...

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If you believe in yourself and have dedication and pride and never quit, you’ll be a winner. The price of victory is high, but so are the rewards.

Bear Bryant

The comments contained herein are a general discussion of certain issues intended as general information only and should not be relied upon as tax or legal advice. Please obtain independent professional advice, in the context of your particular circumstances. This newsletter was written, designed, and produced by AdvisorNet Communications Inc., for the benefit of Jennifer Walker, Investment Funds Advisor with Investia Financial Services Inc., and does not necessarily reflect the opinion of Investia Financial Services Inc. The information contained in this newsletter comes from sources we believe reliable, but we cannot guarantee its accuracy or reliability. The opinions expressed are based on an analysis and interpretation dating from the date of publication and are subject to change without notice. Furthermore, they do not constitute an offer or solicitation to buy or sell any securities. Mutual Funds are offered through Investia Financial Services Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.

 

Investia Financial Services

Carruthers Walker Financial
15054 Yonge St. Aurora, ON L4G 1M4
Ph: (905) 713-6450