As some provinces head into a second COVID-19 lock down, some people are asking the question: Why bother investing for the long term? For many, especially Millennials, the task of building financial wealth and security looks increasingly hopeless.

Even the most prudent small business owners were caught short during the lock down in the spring and many are now facing the prospect of permanently closing their companies.

There is an old saying: "Tough times never last, tough people do". When dealing with ...

There are common misconceptions about the value of working with a financial advisor. Some believe you have to be rich to be worthy of financial advice. Others take a DIY approach, believing that online resources will guide their needs. Some people feel that they are too young, too old, or too much in debt to benefit from working with a financial advisor.

However, the truth is that financial advisors are not just for the rich, and they can play an essential role at any stage of your financial journey. Research supports the idea that a financial advisor can be an invaluable resource, a guide who will work with you and for you to achieve your financial goals.

For most people, the resolve for a healthier financial future isn’t...

Your estate is everything you own today - your home, savings, investments, life insurance and personal possessions. So, no matter where you may be on your financial journey, you have an estate that needs protecting. But how you approach this plan is important.

Julie decided to save money by purchasing a "legal will kit" online. However, when she opened the kit, she learned that while it didn’t break any laws, there was no guarantee that it would be considered valid. In the end, Julia turned to a lawyer to draw up a valid will to feel confident that her estate would pass to her heirs with as little hassle as possible.

As part of their estate planning, Peter and Mary chose joint bank accounts, term...