Avoid Financial Failure: Set Goals
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Are you feeling anxious about your retirement savings? You certainly aren’t alone. As the old saying goes, "People don’t plan to fail, they simply fail to plan.” When getting ready for retirement, losing sight of your target–or never having one to begin with–is an incredibly easy trap to fall into.
Let’s look at recent numbers. According to the 2025 CPP Investments Retirement Survey1, 59% of Canadians actively worry they will outlive their savings. And a recent Manulife report2 highlights that 48% of Canadians are behind schedule on building their nest egg. Without a clear target to aim for, it’s no wonder so...
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The Magic Wealth Ingredient
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There is a legend about a successful financial advisor in Warren Buffett’s stomping grounds of Omaha, Nebraska. It is reported that this advisor has learned the art of communicating the basics of wealth building with the local farmers. The advisor, who we will call Fred Smith, greets clients in his office with a window behind his desk that overlooks fields of blowing wheat and corn.
Many clients look at him skeptically when he explains the simple power of investing for the long-term and multiplying their savings into large amounts of money from their modest savings. They often blink at him with glazed over eyes and...
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The Growing Need for Caregivers
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Today, 28% of Canadians provide some form of unpaid caregiving to relatives or family friends. Seniors make up the largest group of those requiring this type of care. The evolving concern is that 65+ is one of Canada’s fastest-growing segments. According to Statistics Canada, seniors accounted for nearly one-fifth of the total population in 2023, and this demographic is projected to reach close to one-quarter of the country’s overall population by 2040.
This is a result of a combination of an aging population, longer life spans, improved medical innovation and an increasingly strained social services system. Consequently, a growing number of adult children in Canada find themselves taking on...
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Strive not to be a success, but rather to be of value.
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The comments contained herein are a general discussion of certain issues intended as general information only and should not be relied upon as tax or legal advice. Please obtain independent professional advice, in the context of your particular circumstances. This newsletter was written, designed, and produced by AdvisorNet Communications Inc., for the benefit of Shannon McMannis, Investment Funds Advisor with Investia Financial Services Inc., and does not necessarily reflect the opinion of Investia Financial Services Inc. The information contained in this newsletter comes from sources we believe reliable, but we cannot guarantee its accuracy or reliability. The opinions expressed are based on an analysis and interpretation dating from the date of publication and are subject to change without notice. Furthermore, they do not constitute an offer or solicitation to buy or sell any securities. Mutual Funds are offered through Investia Financial Services Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated. 
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Cornerstone Capital Financial Group
214 Brant Ave, Brantford, ON N3T 3H9
Ph:(519) 753-9622
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