September 2019 Book a Meeting
New Email Newsletter !

As you know, I am continually trying to add more value to the services I provide as a Financial Planner.

To this end, I would like to introduce you to my new e-Newsletter. My hope is that each issue will contain topics of interest to you.

In addition, the links at the bottom will give you quick access to other areas of ongoing interest.

If you have any thoughts about my e-newsletter, just reply to this email to contact our office.

Rick Lachine, CFP, AFCC, EPC, CCS

Tax Planning Tips for the Self-Employed

If you are a solo entrepreneur or are otherwise self-employed, you are aware that it is nearly impossible to take into account all the various tax consequences of your business decisions. You have a business to run and customers to please, so decisions are often made on the fly.

You hope that you will be able to sort it out adequately at a later date. The problem with this strategy is you are likely paying thousands of dollars in taxes to Revenue Canada that could otherwise be in your pocket.

This is where effective tax planning comes into play. A professional tax advisor will assist you in considering the tax implications of your decisions so that you get the most ’bang for your buck.’ In today’s economic climate, self-employed persons, cannot afford to...

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What if I Suffer a Critical Illness?

Many falsely believe they will not be victims of a critical illness like cancer, heart attack or stroke. They also believe that if they do experience a serious illness, the healthcare system will look after them. Nothing could be further from the truth.

It took Darren almost 3 years and dozens of chemotherapy sessions to beat his cancer. His wife, Jolene, covered most of the bills during his recovery period. He couldn’t return to his old job and had to take a lesser paying position. It has been very stressful for Darren and Jolene to make ends meet on less income as well as pay off the debts that piled up while he was recovering.

Sean owns a small business. In spite of his healthy, active lifestyle, it was an enormous shock when...

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