Getting Serious About Savings & Investing
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We are now well into 2026 and your New Year’s Resolution about managing your money better may have already been forgotten. As the late Sir John Templeton famously stated, the best time to invest is when you have money!
The challenge for most people - with many people just struggling to make ends meet - is just...
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You know, we often hear those sad stories: a family loses everything in a house fire, and they didn’t have fire insurance. It’s easy to think, "That could never happen to me,” but the truth is, disasters don’t pick favorites. Insurance isn’t about expecting the worst – it’s a smart, affordable way to protect yourself from financial ruin when life throws curveballs.
But getting insurance isn’t always guaranteed. Just like you couldn’t buy...
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Government Benefits Can Boost Retirement Income
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You might be surprised to learn that every year, thousands of Canadian seniors miss out on government benefits they’re entitled to–sometimes worth thousands of dollars a year.
According to recent reports from Service Canada, more than 100,000 older Canadians still aren’t receiving full benefits from programs like the Canada Pension Plan (CPP), Old Age Security (OAS), and the...
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The best preparation for tomorrow is doing your best today.
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H. Jackson Brown Jr.
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The comments contained herein are a general discussion of certain issues intended as general information only and should not be relied upon as tax or legal advice. Please obtain independent professional advice, in the context of your particular circumstances. This newsletter was written, designed, and produced by AdvisorNet Communications Inc., for the benefit of Rick Lachine, Investment Funds Advisor with Investia Financial Services Inc., and does not necessarily reflect the opinion of Investia Financial Services Inc. The information contained in this newsletter comes from sources we believe reliable, but we cannot guarantee its accuracy or reliability. The opinions expressed are based on an analysis and interpretation dating from the date of publication and are subject to change without notice. Furthermore, they do not constitute an offer or solicitation to buy or sell any securities. Mutual Funds are offered through Investia Financial Services Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated. 
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RLA Financial
600 Wellington St., St. Thomas, ON N5R 6G4
Ph: (519) 637-8466
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